the best journey

Takes you home.

Woman standing in a light and bright kitchen with a teal yeti mug in front of her, smiling, leaning against the stone counter top.

Your local guide

You’re unique—and so is your journey to finding the perfect place to call home. I’m here to support you every step of the way:

  • Scour the market for properties that match your vision and criteria.
  • Conduct detailed market research to ensure you’re making a smart investment.
  • Navigate challenging conversations and negotiations with expertise.
  • Guide you through every detail of the purchase contract with confidence.
  • Celebrating alongside you when you get the keys on possession day!

Let’s make your real estate journey as seamless—and exciting—as it should be.

Start Your Journey

Reach out and start the process today with one of these starting points:

Ask for my Buyer's Guide

Tell me you want to chat about your real estate needs

See if it is the right time to set up a customized home search for you

Not ready to take any of those steps? That's all right. Stay informed about the market, homeownership tid-bits, and investor-worthy insights with my monthly newsletter.

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HOME BUYER'S GLOSSARY

AMORTIZATION PERIOD

The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

APPRASIAL

The process of determining the market value of a property.

CLOSED MortgageS

A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

Closing date

The date on which the new owner takes possession of the property and the sale becomes final.

Collateral

An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

Deposit

A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

Equity

The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

MORTGAGE

A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

Term

The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

Kyla Franks
REALTOR®
CENTURY 21 Masters
Office 

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